:root{--primary:#003d7c;--secondary:#f6b221;--bg:#f6f8fb;--text:#172033}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:#fff}a{text-decoration:none;color:inherit}.top{background:var(--primary);color:white;padding:8px 5%;font-size:14px}.nav{display:flex;align-items:center;justify-content:space-between;padding:18px 5%;box-shadow:0 2px 16px #0001;background:white;position:sticky;top:0;z-index:10}.brand{font-weight:800;font-size:22px;color:var(--primary)}.menu{display:flex;gap:22px;align-items:center}.hero{padding:70px 5%;background:linear-gradient(120deg,#003d7c,#0d64b1);color:white}.hero h1{font-size:46px;max-width:720px}.btn,button{background:var(--secondary);border:0;padding:12px 18px;border-radius:8px;font-weight:700;cursor:pointer}.section{padding:48px 5%}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:20px}.card,.stat{background:white;border-radius:16px;padding:22px;box-shadow:0 10px 30px #00000012}.rates table{width:100%;border-collapse:collapse}.rates td,.rates th{padding:12px;border-bottom:1px solid #e7eaf0}.footer{background:#101828;color:white;padding:40px 5%}.admin{display:grid;grid-template-columns:250px 1fr;min-height:100vh;background:var(--bg)}.admin aside{background:#101828;color:white;padding:24px;display:flex;flex-direction:column;gap:10px}.admin aside a,.admin aside button{color:white;background:#ffffff12;padding:11px;border-radius:8px;text-align:left}.admin main{padding:30px}.form{display:grid;gap:14px;max-width:900px}.form label{display:grid;gap:6px;font-weight:700}.form input,.form textarea,.form select{padding:11px;border:1px solid #d0d5dd;border-radius:8px;width:100%}.login{display:grid;place-items:center;min-height:100vh;background:var(--bg)}.login .card{width:360px}.error{color:#b42318}.alert{background:#ecfdf3;padding:12px;border-radius:8px;margin-bottom:16px}.actions{display:flex;gap:8px}.table{width:100%;border-collapse:collapse;background:white}.table th,.table td{padding:12px;border-bottom:1px solid #e5e7eb;text-align:left}@media(max-width:800px){.menu{display:block}.admin{grid-template-columns:1fr}.hero h1{font-size:32px}}